Thoughts on banking, AI systems, Indian markets, and building at the intersection of finance and technology.
20% of 2025's megadeals were AI-themed. Multi-agent systems are transforming deal analysis. But the gap between demo and production is where deals die.
India has accidentally built the world’s best alternative data infrastructure for equity factor investing. Not deliberately – nobody at NPCI...
Read →It’s been roughly a year since I started building AI systems full-time for financial services. Before that, I spent over...
Read →Every rebalancing system I’ve seen at Indian wealth managers follows the same pattern: one big function that pulls current weights,...
Read →Every few years, enterprise technology produces a governance crisis that catches leadership off guard. In the 2010s, it was shadow...
Read →There’s a moment every ML engineer in banking dreads. Your model has been in production for eight months. Performance metrics...
Read →Let me save you six months of wasted effort: if you take a vanilla PPO agent, train it on five...
Read →India’s mutual fund industry crossed INR 65 lakh crore in AUM in mid-2025. Monthly SIP contributions are running above INR...
Read →Most portfolio allocation systems - even the ones marketed as “AI-powered” - run on a periodic rebalancing cadence. Monthly, quarterly,...
Read →The compliance team at a mid-sized Indian NBFC processes roughly 1,200 regulatory documents per quarter. RBI circulars, SEBI notifications, IRDAI...
Read →In 2013, I was sitting in a Jakarta co-working space, helping Indonesian SMEs understand Indian supply chain financing structures. Bilateral...
Read →Everyone’s building with transformers. I get it - the attention mechanism is elegant, scaling laws are generous, and the tooling...
Read →Every quarter, the headlines write themselves: “India’s retail credit growing at X%!” followed by either euphoria or hand-wringing, depending on...
Read →For four years I ran priority banking campaigns at Axis Bank. The playbook was simple: segment customers by AUM tier,...
Read →The RBI’s discussion paper on AI/ML governance in financial services, combined with the EU AI Act reaching final form, has...
Read →The Knight Frank Wealth Report 2024 projects India’s ultra-HNI population (net worth $30M+) will grow 50% by 2028 - the...
Read →GPT-4 Turbo just dropped, and my LinkedIn feed is wall-to-wall takes about how LLMs will replace bankers. I spent years...
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